Apply for a loan online

Apply for a loan online

With CrediNord, you can easily and quickly apply for a loan online – compare your loans for free! Filling out the loan application takes about 4 minutes, and you’ll receive loan offers immediately.

With CrediNord, you can apply for an online loan of up to €70,000. The application process is fast, and you’ll receive an instant loan decision.

Why choose CrediNord?

Quick loan decision

You can receive the loan in your account even on the same business day

Multiple loan offers

Receive offers from over 20 banks and financial institutions

Secure environment

CrediNord is a fully Finnish and trustworthy service

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When you apply for a loan online, comparing offers helps you save

If you need funds quickly, we offer an easy and fast way to apply for a loan while simultaneously comparing loan offers from reputable financial institutions and banks – all with a single application. The loan application process on our platform takes only a few minutes, after which you can quickly compare the offers received. Once you find a suitable loan, the amount can be transferred to your account within a few hours.

Requesting a loan offer does not commit you to anything, allowing you to freely compare options, even if you decide not to proceed with any offers.
When you need a loan quickly, applying for a consumer loan online is an excellent option. Online services ensure swift processing, enabling you to receive loan decisions and offers directly to your email. This saves you time by eliminating the need to visit multiple banks. Submitting a single loan application is certainly easier than submitting five separate ones.

Our goal is to provide you with the easiest possible loan comparison. For this reason, we organize loan offers by affordability based on the annual percentage rate (APR). Even if you receive multiple competitive offers, you always have the option not to take any loan at all. Comparing loans is a wise step, as a quick comparison is the best way to ensure you secure the best loan terms. If you decide to accept one of the offers, the funds could be in your account within just a few hours.

Benefits of using our service

Easy

Submit just one loan application and receive up to 20 loan offers.

Free of charge

Comparing loans is completely free for you.

Secure

We only partner with trusted banks.

Fast

You can receive loan offers in just a few minutes.

No collateral required

Getting a loan doesn’t require collateral or guarantors.

No obligation

You are free to accept or decline the loan offers.

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Apply for a loan online

Loan available 24/7 – what type of Loan is it?

When you need a loan quickly, regardless of time or place, online loan comparison is an excellent solution. This means you don’t have to worry about guarantors, collateral, or finding a convenient time for a bank appointment. You can receive loan offers any time of the day by applying, even late in the evening.

Applying for a quick loan doesn’t mean compromising on loan terms. These can be customized to fit your needs and preferences.

Loan terms at a glance:

  • Flexible loan amount up to €70,000
  • Interest rate starting at 4%
  • Repayment period of 1–20 years

When a loan is transferred directly to your account from an online application, its purpose is flexible and not tied to any specific purchase. The loan can be used for unexpected expenses but is also suitable for everyday needs.

Possible uses for a quick loan:

  • Buying or servicing a car or other vehicle
  • Cottage purchase
  • Home renovations
  • Financing a vacation
  • Wedding or other celebration costs
  • Unexpected or everyday expenses

Thus, a quick loan can add a touch of luxury to daily life or assist in a tight financial situation. However, it’s important to remember that with convenience and speed, a loan shouldn’t be taken or used impulsively. Always monitor and budget your finances carefully. Taking out a loan is a significant and binding decision that should be evaluated against your financial situation and repayment capacity.

Apply for a loan with a co-applicant

Through CrediNord, you can apply for a loan with a co-applicant, such as a spouse, friend, or family member. Having a co-applicant improves your chances of securing better loan terms. With two people responsible for repaying the loan, the lender’s risk is significantly reduced.

Adding a co-applicant can lower the interest rate on your loan offer and increase your chances of getting a larger loan amount. However, it’s important to remember that the co-applicant must also meet the loan eligibility criteria.

Who can apply for a loan?

You can apply for a loan with CrediNord if you meet the following criteria:

  • You are an adult and reside in Finland.
  • You have regular salary or pension income.
  • You have no payment default records.

Can you receive the loan immediately?

Apply for a loan right away if you need funds urgently. Thanks to our automated processing system, you’ll receive a loan decision immediately after submitting your application. You’ll also receive the first offers right away.

Once you’ve selected your preferred loan, you’ll be directed to the lender’s platform to sign the agreement. Many lenders can transfer the funds to your account on the same day, so you can receive the loan very quickly.

Who can get a loan quickly?

A lender always reviews the applicant’s credit information, so not everyone is automatically eligible for a loan. The applicant must meet certain criteria for the loan to be approved.

You can receive a loan quickly if:

  • You have a stable salary or pension income.
  • You are at least 20 years old.
  • Your finances are well-managed, with income and expenses balanced.

Receiving a loan becomes more difficult or may be denied if:

  • You have payment defaults.
  • Your income is insufficient or irregular.
  • You already have substantial debt or other factors that reduce your repayment ability.

Additionally, each lender may have other criteria affecting loan approval or terms. Each lender uses its methods for evaluating and pricing loans.

Loan decisions are made on a case-by-case basis, so there is no single rule regarding who can receive funds immediately or how much. Generally, applicants with sufficient income and no payment defaults or other factors that impair repayment ability are most likely to be approved.

Choose where to withdraw a loan quickly to your account

Urgency should not be the main factor in the loan application process. It’s important to pay attention to the total cost of the loan to ensure you select the most affordable option. We help you with this by arranging loan offers in order of affordability based on the actual annual percentage rate (APR).

When your financial situation and repayment ability are in order, and you have carefully completed the loan application in our service, we will find loan offers from trusted banks and financial institutions. You have the freedom to choose the one that best suits your needs.

Many of our customers value speed, and often there is a desire to receive funds quickly. Speed has become one of the banks’ competitive strengths. We regularly monitor how quickly different banks process applications and transfer loan amounts to customers’ accounts. With this information, we can provide details on the speed of each bank along with the loan offers. When you receive loan offers from our service, you’ll see which banks are particularly fast at processing applications and payments. It allows you to choose a loan fast from a bank that can serve you as needed.

Frequently asked questions – loan online, directly to your account

Where can I get a loan immediately?

Using our service, you can get a loan quickly or even immediately. Fill out one loan application through our platform, and you can receive multiple loan offers from trusted banks. When comparing offers, you can choose a bank with faster service, allowing you to receive the loan amount in your account right away. All banks in our service process loans quickly, transferring the loan amount to your account within two business days.

Will I pay extra for getting a loan quickly?

Even if the loan is disbursed quickly, it’s likely not more expensive. Banks process loan applications fully automatically online, enabling speed. As a result, a loan transferred quickly to your account does not necessarily have a higher interest rate than other loans.

How can I ensure I receive the loan quickly in my account?

Take time and care when filling out the loan application. This ensures that your application is processed quickly, allowing you to receive credit decisions faster. Make sure the income you report matches the information on your salary or pension statement. Having your income documentation ready also speeds up the loan disbursement process.

Apply for a loan online with CrediNord

Receive loan offers from over 20 banks and financial institutions.

Fill out the loan application »

Fast loan decision

You could have the loan in your account as early

as the same day.

Multiple loan offers

Get loan offers from over 20 banks and financial

institutions.

Secure service

CrediNord is a fully Finnish and trustworthy service.

When applying for a quick loan, pay attention to the loan term

Through our service, you can apply for a loan quickly, even with a long repayment period. For consumer credit, the loan term can be up to 20 years.

When choosing the repayment period, it’s essential to consider how it affects the total cost of the loan. Generally, a longer repayment term lowers the monthly payment but increases the overall loan cost. This is because the interest and other costs accumulate over time with a long-term loan. Therefore, the length of the repayment period directly impacts the total price.

Think about what monthly payment amount feels manageable for you. Based on that, try to determine the loan amount and term so that the monthly payment is suitable for you. However, the repayment amount should be sufficient to ensure the loan is paid off quickly and that total costs remain reasonable.

Before applying for a quick loan, it’s a good idea to use our free loan calculator to see how different loan terms, amounts, and conditions affect the costs. The calculator also allows you to observe how changes in the loan amount and term impact the monthly payment.

Apply for a loan quickly with a co-applicant – you may get better terms

Applying for a loan with a co-applicant often leads to better terms. A co-applicant is typically a spouse or partner, but it doesn’t require both applicants to live at the same address. Both applicants must be adults, have a Finnish personal identity number, and have a steady income.

Additionally, both applicants should have a clean credit history.
Adding a co-applicant to a loan application can improve the loan terms. This is because, from the lender’s perspective, having a co-applicant adds security to the repayment process. As a result, you may receive a lower interest rate when applying with a co-applicant compared to applying alone.

When applying with a co-applicant, it’s essential to remember that, although terms may be more favorable, the responsibility for the loan is shared between both applicants. If the primary applicant cannot repay the loan, the co-applicant is liable for repayment. Therefore, it’s wise to apply for a loan with someone you trust.

If you aim to get the loan quickly with the best possible terms, we recommend applying with a suitable co-applicant. Through our service, you can easily compare loan offers with a co-applicant.

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Credinord assists you when you want loan offers from different banks and finance companies. We have been helping in finding loan offers since 2019

Through us, you get loan offers from several banks and financial institutions, so you find the best loan for your needs.