Credinord helps you find an affordable business loan
With help of Credinord, you can apply business loan for your company up to €10,000,000. In Credinord’s service, you can receive a business loan offer from over 15 banks and financial institutions.
Why choose Credinord?
Quick loan decision
You can receive the loan in your account even on the same business day
Multiple loan offers
Receive offers from over 15 banks and financial institutions
Secure environment
Credinord is a fully Finnish and trustworthy service
Apply for a business loan and finance your company’s growth
We help you apply for a business loan so that you can finance the growth of your business. CrediNord’s loan comparison is popular because applying for a loan is easy, fast and efficient through us.
Since October 2023, it has been possible to compare loan offers from about 15 lenders through the site. Before this, the site only granted CrediNord’s own credit. CrediNord now only compares loans, does not grant them.
Business loans up to €250,000 without collateral
Repayment term for the loan 1–48 months
Real collateral required for loans over €250,000
How to apply for a business loan
Apply for a business loan
Free loan application in minutes.
Explore business loan offers
If you are satisfied with an offer, you can choose it and sign the loan agreement.
Prepare the following documents in advance
The latest financial statement, accounting for the fiscal period, interim accounting if more than 3 months have passed since the last financial statement.
Unsecured business loan from €500–€250,000
Apply for an unsecured business loan for your company from €500–€250,000 for up to 48 months repayment term. The interest rate and cost of the loan are revealed by requesting a loan offer, as the business loan is priced individually.
You can raise an unsecured business loan for all the most common purposes. The only limitation on the loan’s purpose is that it should be used for business operations, not personal use.
Secured business loan up to €10,000,000
Apply for a secured business loan for your company up to €10,000,000 for up to 60 months repayment term. The interest rate and cost of the loan are revealed by requesting a loan offer, as the secured business loan is priced individually.
In a secured business loan, as the name suggests, the company must provide collateral to secure the loan payment. Loan amounts exceeding €250,000 usually require collateral, which can be, for example, real estate, office space, securities, or a business mortgage. Credinord helps you find an affordable secured business loan.
CrediNord’s loan service operates in cooperation with Sortter’s loan comparison service
Loans for companies regardless of the industry
Loans can be granted to companies of any industry. Here is a list of common industries that benefit from an unsecured loan:
Construction and transportation
Industry
Trade and restaurants
Professional services
Instead of the industry, what’s important is that the company has sufficient repayment capacity for the loan. The company’s financial situation and the guarantor’s details affect the loan decision.
The amount of turnover determines how much loan can be granted to the company. Additionally, the company’s credit rating, profits, debt amount, and other financial details affect the loan decision.
Business loans for all common company forms
Business loans can be granted to all common company forms:
Loans for limited companies
Business loans for sole proprietors
Business loans for limited partnerships
Business loans for general partnerships
Loans are granted in relation to turnover, so a company with higher turnover can receive a larger unsecured loan.
The guarantor must have clean credit records and signing authority in the company. For larger business loans, two or more guarantors may be required.
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Find an affordable business loan
Get a business loan offer from over 15 banks and financial institutions.
Frequently asked questions about business loans
Business loans can be applied for by the following company forms: limited company, cooperative, limited partnership, open partnership, and sole proprietorship with a private entrepreneur.
The offer does not obligate you to anything. By requesting a loan offer, you find out how much you can get a loan and at what price.
The price of the loan is individual. The price is based on an assessment of the company’s risk level. The lower the risk, the lower the price.
Yes. You can pay off the loan early.
Unsecured business loans can be granted from €500–€250,000. The loan amount is influenced by the amount of turnover, the company’s financial situation, industry, and other information.
By applying for a loan, you can quickly see what kind of business loan can be granted to your company.
Business loans are granted to all common company forms and industries. Loans can be applied for by Finnish companies registered in the trade register that are creditworthy. The person applying for a loan for the company must be authorized to sign for the company.
The interest rate on a business loan is always determined based on a total assessment made by the lender and is influenced by repayment capacity as well as the company’s industry, future prospects, and a risk assessment of the company. The larger the loan amount a company applies for, the lower its interest rate is usually.
A repayment term of 1–48 months can be granted for a business loan. The loan can always be paid back faster, thus saving on costs. The possibility of early repayment is indicated in the loan offer received.
There are unsecured and secured business loans. No real collateral is needed for an unsecured business loan. Larger business loans require collateral.
A sole proprietorship can normally get a business loan, as unsecured business loans are granted to all common company forms. A sole proprietorship can get a business loan up to €250,000 depending on the amount of turnover.
To get the money into the company’s account quickly, it is advisable to look for the latest accounting runs and financial statements in advance, as most lenders need information from these for the credit decision. The faster you can provide the company’s financial information, the quicker the loan is transferred to the account. An unsecured loan can be obtained faster, while a secured loan may take longer.
Flexible use of unsecured business loans
Apply for a business loan flexibly without collateral. You can receive an affordable business loan offer even on the same day, making a business loan suitable for urgent financial needs.
A business loan can be used for various investments, such as hiring staff, expanding inventory, marketing, or acquiring new premises. Since the loan is unsecured, the entrepreneur decides the final use of the loan themselves.
Quick business loan offer
You can quickly view the loan offer, making applying for and raising a business loan fast and easy.
From the loan offer, you can see the interest rate at which the loan can be granted. Since the loan offer is company-specific, you can best find out the interest rate of the business loan offered to you by requesting an offer.
After choosing the offer you want, all you need to do is move to our partner’s service, where you can sign the loan agreement with bank codes or a mobile certificate.
To get the money into the company’s account quickly, it’s advisable to find the latest accounting runs and financial statements in advance, as most lenders need this information to make a credit decision. The faster you can provide the company’s financial information, the quicker the loan is transferred to the account.
Apply for an unsecured business loan quickly
Through CrediNord’s loan comparison, you can apply for a business loan from €500 to €250,000 without collateral. The business loan can be granted for 1–48 months.
The loan can be used flexibly since it is unsecured. Loans are granted to all common company forms, including sole proprietorships.
The company and the person with signing authority must have good credit for the loan. The loan amount, repayment term, the company’s liquidity, and the creditworthiness of responsible individuals can affect the loan price.
Compare business loans today with CrediNord! This way, you quickly find out under what conditions your company can be granted fast and affordable financing.
Small business loan without collateral
A small business loan can be raised without collateral flexibly, as the entrepreneur can decide the purpose of the loan themselves. A small business loan, for example, under €20,000, can be raised by a limited company, sole proprietorship, limited partnership, or general partnership.
A small business loan is often raised for a specific predefined purpose. It can be used to finance employee expenses, marketing, expanding inventory, or starting a new project. A company can also raise a small business loan for cash management.
A quick and small business loan suits an SME that does not need a large loan amount. Since the loan can be quickly deposited into the account, it also suits sudden financial needs.
Credinord’s blog for entrepreneurs and companies
In addition to offering a business loan comparison, we want to provide our customers with free but valuable information and tips to make an entrepreneur’s life easier. Our blog covers various topics related to business operations, from financial management to marketing.
Discover our blog »
Credinord helps you find an affordable business loan
Get a business loan offer from over 15 banks and financial institutions.
Submit an application »Quick loan decision
You can have the loan in your account even on the same business day
Multiple loan offers
Get loan offers from over 15 banks and financial institutions.
Safe service
Credinord is completely Finnish and a reliable service