CrediNord is a solid Nordic business lender. We support small and medium-sized enterprises by offering them business loans aimed at growth, as well as to cover any unexpected needs. In our team, we have several financial experts who are familiar with the conditions and challenges entrepreneurs face.
Loan amounts range between €1,000 and €100,000 depending on the company’s needs and general situation. The repayment period is 6–18 months. Applying for the loan takes just a minute, and you’ll get your decision within one hour.
Entrepreneurs supporting entrepreneurs
CrediNord was founded in 2019 by three Finnish finance and business experts. Jim Forsbom had over 10 years of experience in the finance, loan and asset management sector. Jan Forsbom had worked for over 30 years as a CEO and a board member in several listed and non-listed European companies. The third founding member, Roope Lindroos, had over 10 years of experience in finance, risk management and asset management.
Thanks to their own experience as entrepreneurs, Jim, Jan, and Roope were well aware of how slow and cumbersome the process of getting a business loan was. This was not serving customers’ interests, and they decided to do something about it by inventing something new.
The innovator of the loan market
While the banks and other finance companies concentrate primarily on themselves, CrediNord’s main focus is on its customers. We think that to run a business entrepreneurs and companies need to be able to concentrate on what they do best. That’s why applying for a business loan must be easy, fast and flexible.
We serve all our customers without wasting time on unnecessary paperwork. Instead of going through lengthy and complex loan negotiations, customers can apply for our loan and sign the agreement electronically. They can freely decide when and where to submit the application.
We don’t ask for securities. Instead, we require a guarantor or, in the case of substantial loan amounts, two guarantors.
It takes just one minute to fill in our application, and you won’t even need to add any attachments. You’ll get our offer within one hour. The loan itself will be paid into your bank account on the same or, at the latest, the following business day. Asking for an offer is free of charge and does not bind you to anything. We give you space to decide about our offer—without any pressure.
All companies matter
The form of your company is not important to us. We serve small and medium-sized companies from sole traders to listed companies.
What matters is that your company fulfils some basic prerequisites for getting a loan. And that’s why we require some essential criteria to be fulfilled. For example, the company’s head office must be located in the corresponding country, be it Finland, Sweden, Denmark, or the Netherlands, and the company must have been active for at least six months prior to applying for a loan. The company cannot have any significant payment defaults, and its guarantor must have an equally clean credit record.
A company can fully benefit from a financial solution only when its operational conditions are in order. Thus, CrediNord finances only companies whose operational conditions can be improved.
A working concept leads to more demand
Our hassle-free, quick, customer-oriented approach enjoys great demand in the corporate world. We are currently among the most popular financial service providers in the Nordic countries.
Thanks to this growth, we can now offer even more effective and versatile services to both our current and potential customers. This means we are now able to offer our modern business growth solutions outside Finnish borders. At the moment, this is happening one company and one country at a time. In addition to Finland, we are currently active in Sweden, Denmark, and the Netherlands. Further plans will follow.
Does your company need a loan?
Does your company have growth or development plans that need external financing? Or have you been confronted with unexpected and acute cash flow challenges? Let us help you.
We grant business loans for various needs. If you have been managing your business activities and obligations with due care up until now, we are certain that you’ll continue to do the same in future.
This is how straightforward it is
Applying through our platform could not be easier. All you need to do is choose the loan amount and the payment period and fill in an electronic application. We don’t ask for any attachments.
When your application has been filled in according to all instructions and submitted through an identification process on a business day (Mon.–Fri.) between 9 a.m. and 5 p.m. GMT+3, you will get our offer within one hour. Any applications submitted outside of our working hours are processed on the following business day at the latest. If you have received an offer and signed the loan agreement before 4 p.m., we will pay the loan amount into your bank account on the same day.
Asking for an offer does not commit you to anything.